Interactive Tool
NDIS Budget Calculator
Get a clear picture of how your NDIS funding could be allocated across Core, Capacity Building, and Capital supports. Adjust amounts to see what your budget could cover.
This is an estimate only. Your actual funding depends on your individual plan and goals.
Estimate Your NDIS Plan
Enter your total plan value, then adjust the sliders to see how funding could be distributed across the three main support categories.
Core Supports
Funding for everyday support — personal care, community access, transport, and consumables. This is your most flexible budget.
$37,500
50% of total
Capacity Building
Funding to build skills and independence — therapy, support coordination, training, and employment support.
$26,250
35% of total
Capital Supports
Funding for one-off larger purchases — assistive technology, vehicle modifications, and home modifications.
$11,250
15% of total
Your Breakdown
50% of plan · ~576 hours at avg rate
35% of plan · ~175 hours at avg rate
15% of plan
Get a free consultation to understand your plan in detail.
Common Questions
Understanding your NDIS budget is key to getting the most from your plan.
Can I move funding between categories?
Core Supports are the most flexible and can usually be moved between sub-categories within Core. Capacity Building funds must be used for their stated purpose, but some flexibility may apply during plan reviews.
What is the difference between Core and Capacity Building?
Core Supports cover everyday assistance — daily personal activities, transport, and consumables. Capacity Building funds services that help you learn new skills, gain independence, and achieve long-term goals.
How do I know if my funding is reasonable?
NDIS funding must be reasonable and necessary — related to your disability, represent value for money, and be likely to help you achieve your goals. Our team can help review whether your plan reflects your needs.
What happens if I run out of funds?
If your funding is running low before your plan review, you may be able to request an unscheduled review. It is important to track spending throughout your plan year to avoid gaps.
Important Notes
Things to keep in mind when interpreting your NDIS budget estimate.
Rates shown are approximate averages based on the current NDIS Price Guide.
Actual rates vary by provider, location, time of day, and support intensity.
Core supports are the most flexible and can often be moved between sub-categories.
Capacity building funding must align with your specific plan goals.
Capital supports require quotes and approval before purchase.
Disclaimer
This calculator provides general estimates only and is not financial or legal advice. NDIS funding decisions are made by the National Disability Insurance Agency (NDIA). Rates are approximate based on current NDIS Price Guide and may vary by location, provider, and time of day.
Next Steps
Make the Most of Your NDIS Plan
This calculator gives you a starting point. To get the most from your funding, talk to our team about how Better Take Care can align supports with your goals.